Every year, as January arrives, many of us feel the familiar weight of ‘Janu-worry’. The festive season ends, debit orders resume and reality kicks in. We promise ourselves that next year will be different. Yet, year in and year out,…

It is bonus season, that time of year when many young Namibians receive a little extra: a first-ever bonus, a festive month payout, side hustle money finally coming in, or even new seed capital to grow a budding business. It…